Start with the constraint
Clarify what is blocked, its impact and the evidence available before choosing a solution.
SEMTEXX solves functional, technical and combined Temenos Transact problems for banks and financial institutions worldwide.
SEMTEXX was founded in 2011 by Māris Kociņš to help banking teams move difficult Temenos Transact work forward. We bring functional context and engineering judgement together to identify the real constraint, make trade-offs visible and define a practical next step.
Headquartered in Kraków, with an office in Riga, SEMTEXX serves clients internationally. Our work spans modernisation, integration and operational improvement across the Transact estate.

Māris founded SEMTEXX in 2011. His Temenos Transact work began in 2007 and covers core-banking implementation, modernisation, integration, payment interfaces, data migration and post-upgrade stabilisation.
He works at the point where business behaviour, configuration, architecture and operations meet — helping teams turn an unclear issue into a well-founded decision and a controlled delivery path.
View Māris Kociņš on LinkedInClarify what is blocked, its impact and the evidence available before choosing a solution.
Connect functional behaviour, configuration, code, data, interfaces and operations in one practical view.
Make findings, options, trade-offs and ownership visible so work can move forward with control.